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14 Spencer Street, St. Albans | 12 Leyton Green, Harpenden 01727 831311 | 01582 715800
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Dental Finance

We can provide access to two interest-free finance options that allow you to spread the cost of treatment over six or ten months, making it more affordable.

Who can benefit?

Almost anyone, if you are over 18, below 80 and a UK resident, subject to status and usual credit checks. You don’t have to belong to a membership plan and you don’t need to be a regular visitor at this practice. Access to facilities will be subject to an online credit application.

What can I use It for?

You can use our finance options for just about any treatment we provide, although they’re particularly suited to cosmetic, restorative, orthodontic and dental implant treatments.

What is the minimum & Maximum I can finance?

Our range of finance facilities cover any treatment which costs over £500 and up to a maximum of £50,000.

How do I make payments?

Much like any other finance facilities, you repay them in monthly payments over an agreed term. These payments are collected by Direct Debit.

How much will I pay?

With our interest-free facilities, you pay the cost of your treatment – no more, no less. We can provide you with a quotation that shows the monthly payment over the term of the loan. There are no hidden costs and an upfront deposit isn’t always necessary.

What are the repayment terms?

Designated members of the practice team will be able to go through the two terms so you can decide which option is appropriate for you, either six or ten months.

How do I apply?

Once your treatment plan and costs have been agreed, you’ll be able to complete an
easy-to-use online credit application.

How long does the approval take?

The application takes just a few minutes to complete and the decision is given instantly. If your application is approved, we can schedule treatment following the mandatory 14-day ‘cooling-off’ period.

Who is the credit provider?

Visage and Medenta Finance Limited are credit brokers and not lenders. All credit is provided by Wesleyan Bank Limited which acts as the lender. Wesleyan Bank and Medenta Finance Limited are part of the Wesleyan Group of companies.

For more information about the Wesleyan Group of companies, visit www.wesleyan.co.uk/legal-disclaimer

What if the cost of the treatment changes?

We will let you know as soon as the situation arises. Should treatment costs increase, you can, depending on the amount, choose to have an additional finance option to cover the extra costs, subject to further credit status and affordability checks. If costs decrease, options can be discussed with the credit provider.

How often can I use the facility?

You can apply for finance for each course of treatment, subject to the usual credit check.

The Advantages at a glance

  • Makes treatment more affordable – by allowing you to spread the cost, you can opt to have the treatment you want, when you want it.
  • Greater choice of treatments – by making treatments more affordable, you can access a wider range of treatments and choose the one perfect for you.
  • Payment terms to suit you – with 2 interest-free options available, 6 or 10 months you can choose the one best suited to your circumstances.
  • No upfront deposit option* – with the choice to opt for no initial financial outlay, you can avoid dipping into your savings or having to find a lump sum to start your treatment.

0% APR Representative Example

Treatment cost (cash price)£2500
Amount of loan£2500
Apr representative£0
Interest rate -fixed0 % APR
Term (months)10
Monthly Payment£250.00
Total Payment£2500